Welcome to the ultimate guide for baking the most incredibly moist and flavorful One-Bowl Banana Bread with Chocolate Chips! This classic recipe is not just a treat for your taste buds, but also a marvel of simplicity, requiring minimal cleanup and delivering maximum delight. Whether you’re a seasoned baker or just starting, this recipe is designed for effortless success. It’s the perfect solution for those wonderfully spotty, overripe bananas sitting on your counter, transforming them into a soft, sweet, and utterly irresistible loaf. Get ready to bake a batch that will fill your home with an inviting aroma and become an instant family favorite!

Why You’ll Love This Recipe
This isn’t just any banana bread recipe; it’s the simplest, most satisfying way to create a bakery-quality treat right in your own kitchen. You’ll fall in love with it for so many reasons, starting with its incredible ease. Seriously, just one bowl and a whisk are all you need! Forget about multiple dishes and complicated steps – this recipe streamlines the baking process, making it perfect for busy weeknights or a spontaneous weekend bake-off.
But ease is just the beginning. The texture of this banana bread is truly unparalleled. It’s unbelievably moist, boasting a tender crumb that practically melts in your mouth. The sweetness is perfectly balanced, complemented by the rich flavor of ripe bananas and, of course, a generous scattering of chocolate chips. While we adore chocolate chips, you can easily customize it with walnuts, pecans, or even a blend of your favorite mix-ins.
It’s the quintessential recipe for utilizing those overly ripe bananas that might otherwise go to waste. Their natural sugars and intensified flavor are key to this bread’s distinct taste and moisture. We frequently bake this as a delightful afternoon snack, a comforting breakfast on the go, or a wonderful alternative to cake when serving coffee or tea. Each slice offers a moment of pure, comforting bliss. Once you try this recipe, you’ll find yourself intentionally setting aside bananas just to bake another batch!
Essential Ingredients for Banana Bread

Creating the perfect banana bread starts with understanding the role of each ingredient. Here’s a detailed look at what you’ll need and why each component is vital for that signature moist texture and rich flavor:
- Bananas: The star of the show! For the best flavor and moisture, always opt for very ripe bananas, those with abundant brown spots or even entirely black skins. As bananas ripen, their starches convert to natural sugars, resulting in a sweeter, more aromatic, and incredibly moist bread.
- Flour: This recipe primarily uses all-purpose flour, which provides the necessary structure. If you’re looking for a gluten-free option, many 1:1 gluten-free baking blends work wonderfully in this recipe without compromising on texture or taste.
- Brown Sugar: Adds a deeper, caramel-like sweetness and richness to the banana bread. Its molasses content also contributes to the bread’s moistness and slightly chewy texture.
- Granulated Sugar: Essential for balancing the sweetness and aiding in the beautiful golden-brown crust development. It works in conjunction with brown sugar to create a perfectly flavored loaf.
- Baking Powder and Baking Soda: These leavening agents are crucial for achieving a light, airy, and well-risen bread. Baking soda reacts with the acidic buttermilk and bananas, while baking powder provides an extra lift, ensuring a soft, fluffy texture.
- Oil: A neutral-flavored oil like vegetable oil is recommended for its ability to keep the bread incredibly moist without adding any competing flavors. Coconut oil, melted and slightly cooled, can also be a fantastic alternative, imparting a subtle tropical note.
- Buttermilk: This ingredient is a secret weapon for tender and moist baked goods. Its acidity reacts with baking soda, promoting a light texture. No buttermilk on hand? No problem! You can easily make your own by adding one tablespoon of lemon juice or white vinegar to regular milk (dairy or non-dairy) and letting it sit for 5-10 minutes until it slightly curdles.
- Egg: Acts as a binder, helping to hold the ingredients together and providing structure. For best results, use a large egg at room temperature, as it incorporates more easily into the batter, leading to a smoother, more consistent mix.
- Vanilla Extract: A staple in most quick bread recipes, vanilla extract enhances all the other flavors, adding a warm, aromatic depth that completes the profile of a classic banana bread.
- Chocolate Chips: While optional, semi-sweet chocolate chips are a beloved addition, melting into pockets of rich, decadent flavor throughout the bread. Milk chocolate chips can also be used for a sweeter, creamier touch, or you can opt for dark chocolate for a more intense cocoa experience. Feel free to substitute with nuts, dried fruit, or leave them out entirely!
Step-by-Step Guide to One-Bowl Banana Bread
Baking this delightful banana bread is incredibly straightforward, living up to its “one-bowl” promise. Follow these simple steps to achieve a perfectly moist and flavorful loaf:
- Prepare Your Pan and Oven: First, ensure your oven is preheated to 350°F (175°C). Then, lightly grease and flour a 9×5 inch loaf pan. This crucial step prevents sticking and helps achieve a beautiful crust.
- Mash the Bananas: In a large mixing bowl, the only bowl you’ll need, thoroughly mash your very ripe bananas. A fork or a potato masher works perfectly here. Don’t worry about a few small lumps; they add to the texture.
- Add Wet Ingredients: To the mashed bananas, add the vegetable oil, buttermilk, and the room-temperature egg. Whisk these ingredients together until they are well combined and smooth. This creates the moist base for your bread.

- Incorporate Sugars and Vanilla: Next, whisk in both the brown sugar and granulated sugar, ensuring they dissolve into the wet mixture. Follow with the vanilla extract, stirring it in thoroughly to distribute its fragrant flavor.
- Combine Dry Ingredients: Now, it’s time for the dry ingredients. Add the all-purpose flour, baking powder, baking soda, and salt directly into the same bowl. Sprinkle almost all of your chocolate chips over the batter, reserving a small handful for the top.
- Mix Gently: Using a whisk or spatula, gently stir everything together until just combined. The key here is to avoid overmixing, as this can lead to a tough, dry bread. A few streaks of flour are perfectly fine.

- Transfer to Pan and Top: Pour the prepared batter into your greased and floured bread pan. Evenly scatter the reserved chocolate chips over the top of the batter. This not only looks appealing but also ensures chocolate in every bite.
- Bake to Golden Perfection: Place the loaf pan in the preheated oven and bake for 50 to 55 minutes. The bread is done when the top is beautifully golden brown, and a toothpick inserted into the center comes out clean or with only a few moist crumbs attached.
- Cool and Enjoy: Once baked, let the banana bread cool in the pan for about 10-15 minutes before transferring it to a wire rack to cool completely. Slicing it while still warm is tempting, but a little patience ensures it sets properly and retains its incredible moisture.

Storing and Freezing Your Banana Bread
To ensure your delicious banana bread remains as moist and fresh as the day it was baked, proper storage is key. Once your loaf has cooled completely to room temperature, wrap it tightly in plastic wrap, then place it in an airtight container. Stored on the counter, it will stay wonderfully moist for up to 2-3 days. For longer freshness, you can also store it in the refrigerator for up to a week, though it might become slightly firmer.
This banana bread also freezes beautifully, making it perfect for meal prepping or enjoying a homemade treat whenever a craving strikes. To freeze, first ensure the bread is entirely cooled. Then, wrap the whole loaf or individual slices securely in plastic wrap, followed by a layer of aluminum foil, or place them in a freezer-safe ziplock bag. This double layer of protection prevents freezer burn and keeps the bread fresh for up to 3 months. When you’re ready to enjoy, simply thaw at room temperature for about 30 minutes for slices, or a few hours for a whole loaf. You can even gently warm it in the microwave or a low oven for that fresh-baked feel!
Expert Tip: Quickly Ripen Bananas with This Trick!
Ever found yourself craving banana bread but only have green or yellow bananas on hand? Don’t despair! There’s a brilliant hack to quickly ripen your bananas, making them perfectly sweet and soft for baking in no time. Simply place your unpeeled bananas on a baking sheet and bake them in a preheated oven at 250°F (120°C) for about 15-30 minutes. Keep an eye on them; the skin will turn completely black, and the bananas inside will become incredibly soft and sweet, oozing with syrupy goodness. This process caramelizes the sugars, intensifying their flavor, which is exactly what you want for banana bread.
Once their skins are black, remove them from the oven and let them cool until they’re safe to handle. Then, just peel them, and they’ll be ready to mash and incorporate into your batter. This method saves you days of waiting and ensures you can enjoy a warm, homemade banana bread whenever the mood strikes. It’s a game-changer for spontaneous baking!
Recipe FAQs:
The riper, the better! Look for bananas with abundant brown spots, or even those that are entirely black. As bananas mature, their starches convert into natural sugars, which not only makes them sweeter but also contributes significantly to the moistness and rich flavor of your banana bread. Green or firm yellow bananas won’t yield the same delicious results.
This recipe is incredibly versatile! While semi-sweet chocolate chips are my go-to for their perfect balance, milk chocolate or even dark chocolate chips are also fantastic choices. For a delightful crunch, consider adding chopped nuts like walnuts or pecans. Dried fruits such as cranberries, raisins, or even chopped dates can introduce a lovely chewiness and additional sweetness. If you’re skipping the chocolate, a teaspoon of ground cinnamon or a pinch of nutmeg can add a wonderful warm spice profile.
To maintain its signature moistness, store your banana bread at room temperature in an airtight container. A cake stand with a cloche is also excellent for keeping it fresh and preventing it from drying out, particularly for the first couple of days. If you plan to keep it longer, storing it in the refrigerator after wrapping it tightly will extend its freshness for up to a week.
Absolutely! This versatile batter is perfect for muffins. Simply prepare the batter as directed in the recipe. Line a standard muffin pan with paper liners and fill each cup about two-thirds full. For beautifully domed tops, bake the muffins at 400°F (200°C) for the initial 7 minutes, then, without opening the oven door, reduce the heat to 370°F (190°C) and continue baking for another 15 to 18 minutes, or until a toothpick inserted into the center of a muffin comes out clean.
The most common and recommended pan size for this recipe is a 9″ x 5″ loaf pan, which yields a perfectly proportioned loaf. If you prefer a taller, slightly denser loaf, you can use an 8″ x 4″ pan. Keep in mind that using a smaller pan will result in a thicker loaf, which will require a slightly longer baking time, typically an additional 5-10 minutes, so always rely on the toothpick test for doneness.

More Irresistible Bread Recipes
If you’ve fallen in love with the ease and deliciousness of this One-Bowl Banana Bread, you’re in for a treat! We have a collection of other simple and satisfying quick bread recipes that are perfect for any occasion. From rich chocolate zucchini bread to comforting pumpkin spice, expand your baking repertoire with these delightful options:
- Quick Chocolate Zucchini Bread
- Pumpkin Chocolate Chip Bread
- Cranberry Bread
- English Muffin Bread Recipe

If you enjoyed this recipe and decide to make it, we’d love to see your creation! Snap a photo and share it on INSTAGRAM! Don’t forget to tag me @crunchycreamysweet so I can admire your delicious banana bread and leave a comment! Happy baking!

One Bowl Banana Bread
Anna
Pin Recipe
10 minutes
50 minutes
1 hour
bread
American
5 people
458 kcal
Ingredients
- 3 very ripe bananas
- ⅓ cup vegetable oil
- ½ cup buttermilk see note for homemade
- 1 large egg
- ¼ cup packed brown sugar
- ¼ cup granulated sugar
- 1.5 teaspoon vanilla extract
- 1.5 cups all-purpose flour
- ¾ teaspoon baking powder
- ½ teaspoon baking soda
- 1 teaspoon salt
- ¾ cup semi-sweet chocolate chips
Instructions
- Prepare your 9″x5″ bread pan by generously greasing and flouring it. This ensures your banana bread releases easily after baking.
- Preheat your oven to a steady 350 degrees F (175°C).
- In a spacious mixing bowl, thoroughly mash the very ripe bananas until mostly smooth, leaving a few small lumps for texture if desired. Add the vegetable oil, buttermilk, and the large egg, then whisk everything together until well combined and smooth.
- Next, add both the packed brown sugar and granulated sugar, along with the vanilla extract, to the wet mixture. Whisk vigorously until the sugars are fully incorporated and the mixture is uniform.
- Gently add the all-purpose flour, baking powder, baking soda, and salt directly into the bowl. Sprinkle in almost all of the semi-sweet chocolate chips, reserving a small handful for topping. Using a spatula, fold all ingredients together just until combined. Be careful not to overmix the batter; a few dry streaks are preferable to a tough loaf.
- Pour the prepared banana bread batter into your greased and floured pan. Evenly scatter the remaining chocolate chips over the top of the batter for an appealing finish.
- Bake for 50 to 55 minutes, or until the top of the bread is a beautiful golden brown and a wooden toothpick inserted into the center comes out clean. If the top browns too quickly, you can loosely tent it with aluminum foil during the last 15-20 minutes of baking.
Notes
- Homemade Buttermilk Substitute: If you don’t have buttermilk on hand, it’s incredibly easy to make your own. Simply measure ½ cup of milk (dairy or non-dairy) and stir in 2 teaspoons of apple cider vinegar or lemon juice. Let the mixture sit for about 5 minutes until it slightly curdles. This creates the acidic environment needed for the baking soda to work its magic.
- Preventing Chocolate Chips from Sinking: A common issue in quick breads is chocolate chips sinking to the bottom. To prevent this, toss your measured chocolate chips with about a tablespoon of the measured flour from the recipe before adding them to the batter. The flour coating helps them suspend evenly throughout the bread during baking.
